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When you’ve started a new life overseas, it’s important to know that you and your family can rely on the highest-quality cancer treatment if you need it. Our plans cover the latest cancer care, genome testing and post-diagnosis counselling.
Qian Huang
International Claims Manager
International cancer insurance is designed to provide coverage for cancer treatment when a policyholder lives abroad. Typically cancer insurance covers costs that incur from diagnosis through to treatment and after-care.
Cancer can affect you, wherever you live. And with one in two of us developing some kind of cancer during our lives, it is essential that expats have international health insurance that includes cancer care.
Being diagnosed with cancer is an emotional experience at any time, but expats face additional challenges such as:
Difficulty accessing high-quality cancer care in your country of residence.
Language and cultural barriers between you and medical staff.
Feeling isolated from friends and family, or experiencing homesickness while undergoing treatment.
Our international health insurance offers access to the latest cancer treatments and therapies, giving you the best quality treatment for cancer while you’re living overseas.
When you choose William Russell, you’ll receive full cover for cancer treatments on all of our Bronze, SilverLite, Silver and Gold plans (levels of cover varies from plan to plan).
As a William Russell policyholder, you will also have the option to add Medevac Plus to your coverage.
This entitles you to a medical evacuation to undergo cancer treatment such as radiotherapy or chemotherapy, where these cannot be adequately provided locally.
If eligible, your medical evacuation will return you either to your country of nationality (if it is within your coverage zone), or to your country of residence, excluding the USA. In cases where you’re not eligible, we will instead arrange to evacuate you to the nearest place within your coverage zone where appropriate treatment is available.
It’s important that you know what isn’t covered by this cancer benefit. If you are unsure about coverage, please call one of our policy advisors who will be happy to answer any questions you might have.
Here are some medical expenses we do not cover:
Here’s a breakdown of what is and what isn’t covered for cancer care in each of our plans:
Bronze
SilverLite
Silver
Gold
We’ve made it as easy as possible for you to claim for your cancer care, and you can call one of our policy advisors at any time for help and advice. To claim, simply tell us by following these steps:
Step 1
Download our claims form by clicking on the link below.
Step 2
Complete the form and send it back to us at claims@william-russell.com.
Step 3
Once we have assessed your claim, we’ll be in touch to confirm the next steps.
Cancer is one of the most difficult experiences a person can go through, both physically and emotionally.
At William Russell, we will treat you as a valued member, not as a policy number. Our team are trained in dealing with these situations and will be there to support you throughout the entire process. From your first contact with our team, you’ll deal with a named advisor. You’ll also have access to top hospitals and English speaking doctors locally.
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6:00am – 6:00pm
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The quickest way to reach us is by email.
Here are some of the most commonly asked questions about the international cancer insurance cover on our health plans. If you can’t find what you’re looking for here, or would like to speak to our award-winning customer service team, please call us on +44 1276 486 477.
Cancer treatments are constantly evolving, with many new drugs being approved. Treatment may involve surgery to remove tumours, and can also include chemotherapy, radiotherapy and immunotherapy.
International health insurance from William Russell offers cover for all these types of treatment, as well as tests, scans and drugs.
Looking out for your mental wellbeing, as well as your physical health is important in preparing for any cancer treatment. Cancer Research UK advises a varied diet and trying to stay physically active, to help you cope with any side effects of treatment and improve your long-term health.
According to the World Cancer Research Fund and American Institute for Cancer Research, the countries with the highest proportion of cancer diagnoses are (general average for men and women):
Yes. You must seek our pre-authorisation before you receive treatment. There’s a simple online form that you need to fill out here.
As a William Russell client, you’re always entitled to access private healthcare in your coverage zone.
In some cases, this may open the door for you to receive a higher standard of cancer care than is available through that country’s public healthcare system.
In all cases, William Russell will cover the cost of additional personal expenses you may incur as a result of your cancer treatment, such as the cost of wigs or reconstructive surgery.
We recommend having Medevac Plus. This entitles you to a medical evacuation to undergo cancer treatment such as radiotherapy or chemotherapy, where these cannot be adequately provided locally.
We will do everything we can to move you to your home country so that you can receive treatment there if:
Depending on the circumstances, we may also be able to help with expenses incurred in relocating you.
This excludes the USA, but does include the UK.
With Medevac Plus, you will be entitled to a medical evacuation to undergo cancer treatment such as radiotherapy or chemotherapy, where these cannot be adequately provided locally.
Depending on your level of cover, we will always try to accommodate a companion on your medical evacuation. We may be able to cover:
All the benefits on this webpage are per member per policy year, unless we state otherwise. We show the benefit limits in US dollars, but we can also denominate your policy in pounds sterling or Euros. You won’t find complete information for our plans on this webpage, nor the full T&Cs, limitations, and exclusions that would apply if you purchase a health insurance policy. You can find complete information in the plan agreement, which we suggest you read together with this webpage. We work hard to ensure the information we provide on this webpage is accurate and up-to-date, but inaccuracies are possible. We rectify errors as soon as we become aware of them. The T&Cs that apply to your policy are those found in your plan agreement.
At William Russell, we have over 30 years’ experience of helping expatriates move abroad and settle into their new lives overseas by providing world-class international health insurance.
Joe Holden Global Relationship Manager
If you’re ready to see prices for health insurance, click on ‘Get a Quote’ below to head on over to our online quote tool.
We’ll ask you a few details (your age, your location), and then we’ll show you prices—it only takes a few minutes!
A couple of days after you’ve received you quote, Joe will email or call you to find out how we can help you further. Joe won’t bug you, and you can opt out at any time.
It’s filled with handy information and tips for expats.
We were one of the first insurance providers to cover people living abroad, and we’ve earned a reputation for our wonderful customer service.
The insurer behind our policies is part of the Allianz group
We’re proud of our award-winning service and our members rate it highly
You will get your own dedicated adviser when you join
If you’re not happy with your health insurance policy or the service we provide, and you haven’t yet made a claim, then we’ll refund the premium you’ve paid—no questions asked.
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