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Options

Make your international health insurance plan work for you with our range of optional benefits. Some add-ons will increase your insurance cover and you can even use some to help you reduce your insurance premium!

Options

Your health insurance policy has a number of options. Some are add-ons that will increase your insurance cover. Some you can use to help reduce your insurance premium.

Read more about coverage zones
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Coverage zones

Your policy covers you in multiple countries. Choose from our range of coverage zones to get cover in the countries you need.

Read more about personal accident cover
Personal accident cover

Personal accident cover

Your policy covers you for private medical treatment following an accident. But the personal accident add-on pays you a cash lump sum if you suffer a serious injury in an accident.

Read more about medical underwriting
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Medical underwriting

Medical underwriting is the process we use to assess the risk of insuring you. Choose from full medical underwriting, moratorium, and switch underwriting.

Read more about excesses
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Excesses

An excess is the amount of money you pay toward your medical treatment before your health insurance cover kicks in.

Read more about cashless access
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Cashless access

Cashless access is a feature of your policy that lets you receive outpatient treatment without paying for it from your own pocket.

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