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When we start paying your income benefit, we suspend your premiums from your next policy renewal date. We’ll continue to waive your premiums for as long as we pay your income benefit. If you’re able to return to work, we’ll send you a pro rata invoice for however long is left on your current policy year. Your cover will resume once we’ve received your premium.
Some people’s occupations/jobs put them at a higher risk of death than others. If you have an occupation/job that features on the following list, we cannot provide you with income protection insurance.
There are certain countries where we cannot provide income protection insurance. Please note that the rules are slightly different for new members and existing members.
International income protection insurance is a form of insurance that will cover you if you become ill or injured and unable to earn money while living overseas.
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