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T&Cs for the 15% Lifetime Discount

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If you purchase a new life insurance or income protection insurance policy, you’ll receive a 15% lifetime discount for as long as you renew that policy. The 15% lifetime discount is subject to the terms & conditions below.

  1. We’ll apply a 15% lifetime discount [the “Discount”] to the premium you pay for a new life insurance or income protection insurance policy. We’ll apply the Discount to the premium for as long as you renew your policy and for for as long as you remain eligible for the Discount.
  2. Only individuals purchasing a new life insurance or income protection policy with a start date on or before 15 April 2025 are eligible for the Discount.
  3. We don’t apply the Discount to the optional accident plan if you add it to your life insurance insurance policy.
  4. New policies are not eligible for the Discount if the policyholder resides in the United Arab Emirates.
  5. The Discount will cease if the policyholder relocates permanently to the United Arab Emirates.
  6. If you’re an existing policyholder and you wish to benefit from the Discount, you must cancel your policy and re-apply for a new policy with a start date no sooner than 90 days after your original policy was cancelled. Your application for a new policy will be subject to full medical underwriting, and we may apply exclusions and/or loadings in respect of pre-existing medical conditions and related conditions.
  7. We reserve the right not to apply the Discount when we offer you a new policy.
  8. The Discount applies to any changes you make to your policy (including changes to your life benefit or income benefit), provided your policy satisfies all eligibility requirements for the Discount.
  9. The Discount isn’t available in conjunction with other offers, discounts, or promotions.
  10. We reserve the right to alter the T&Cs of the Discount, or to withdraw the Discount entirely, at any time.

 

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