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There are some countries where we can’t provide health insurance. The rules are a bit different for new members and existing members.
New members You can’t take out health insurance with us if you live in one of the countries or regions listed below.
Iran, Libya, North Korea, South Sudan, Switzerland, Syria, Yemen, Republic of Ireland, United States of America, Venezuela, Lebanon, Russia, Ukraine, Belarus, Israel, Palestinian territories.
Our online quote tool won’t give you a quote if you select one of these countries as your countries of residence.
Existing members If you already have health insurance with William Russell, we can’t renew your policy if you move to one of the following countries.
Iran, Libya, North Korea, South Sudan, Switzerland, Syria, Yemen, Republic of Ireland.
Our policies are annual, so once your coverage period ends we won’t renew your policy.
Why are there problems with purchasing health insurance in these countries? In some cases, it’s clear why we can’t provide insurance. Sanctions prevent us from offering coverage in countries like Iran and Libya. However, you may wonder why we can’t provide insurance in seemingly safe countries like Switzerland and Ireland. The reason is compliance. The governments of Switzerland and Ireland have specific requirements for health insurance that our plans don’t meet. As for the United States of America, we’ve never operated there because the health insurance market is very complex. We simply aren’t set up to do business in the US.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
3 things determine your eligibility for our international health insurance: nationality, where you live, and age.
You can keep your health insurance policy for as long as you want. There’s no age limit once you become a member. What’s more, you can keep your policy regardless of how many claims you make or the state of your health.
All our plans help you access private healthcare around the world, but each does so in a different way. We’ve named them after metals to make it easier to compare.
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