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If you’re resident in certain countries, we cannot provide you with a life insurance policy.
If you’re considering purchasing life insurance with William Russell You can’t purchase life insurance with us if you live in one of the countries or regions listed below.
Belarus, Cuba, Iran, Lebanon, Libya, North Korea, the Republic of Ireland, Russia, South Sudan, Switzerland, Syria, the UK, Ukraine, Yemen, Venezuela.
Our online quote tool won’t give you a quote if you select on of these countries as your countries of residence.
If you’re already a member with William Russell If you already have life insurance with William Russell, we can’t renew your policy when you move to one of the following countries.
Belarus, Cuba, Iran, Libya, North Korea, Russia, South Sudan, Switzerland, Syria, Ukraine, Yemen.
Our policies are annual, so at the end of your policy year we’ll cancel your policy and we won’t offer you a renewal policy.
Why are there problems with purchasing life insurance in these countries? For some of these countries, the reasons are obvious. Sanctions prevents us from providing insurance to people in countries like Iran and Libya. You might wonder, however, why we cannot provide insurance to people living in the UK and the Republic of Ireland. Those are seemingly safe countries, after all! For those two countries, the reason is compliance. Their governments place requirements on life insurance that our policies don’t meet.
Some people’s occupations/jobs put them at a higher risk of death than others. If you have an occupation/job that features on the following list, we cannot provide you with life insurance.
Your premium depends on your level of cover, your age, and whether you’ve consumed nicotine products (e.g., cigarettes, vapes) in the past 12 months.
How much you’ll pay for your policy depends on your age, how much you cover you require, your smoke status, and your medical history.
Raising children can be expensive. Last December, the Child Poverty Action Group in the UK reported that the cost of bringing up a child is at least £190,000. Expat parents can expect that figure to be much higher, with private school fees, regular international travel, and all the perks that come with the expat lifestyle. Often, your income (or your partner’s) is the only way to pay for these costs of raising your child.
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