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How much you’ll pay for your policy depends on your age, how much you cover you require, your smoke status, and your medical history.
The following table gives you an idea of average monthly premiums for different age groups with a US$100,000 life benefit.
Some people’s occupations/jobs put them at a higher risk of death than others. If you have an occupation/job that features on the following list, we cannot provide you with life insurance.
There are certain countries where we cannot provide life insurance. Please note that the rules are slightly different for new members and existing members.
Your premium depends on your level of cover, your age, and whether you’ve consumed nicotine products (e.g., cigarettes, vapes) in the past 12 months.
Raising children can be expensive. Last December, the Child Poverty Action Group in the UK reported that the cost of bringing up a child is at least £190,000. Expat parents can expect that figure to be much higher, with private school fees, regular international travel, and all the perks that come with the expat lifestyle. Often, your income (or your partner’s) is the only way to pay for these costs of raising your child.
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