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Yes. You can renew your policy until the year in which you reach age 74 (or age 69 if your age when the policy started was 61+). You can renew even if your health deteriorates. We’ll only ask you more medical questions if you want to increase your life benefit above 10% (or US$50,000) per year.
Your life insurance policy gives you no cover in Iran, Libya, North Korea, South Sudan, Syria, Yemen, or any country or region where the UK FCDO has advised its citizens to leave.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
You can buy our insurance policies if you’re an expat, a digital nomad or someone who spends at least 6 months of the year overseas. In certain countries, we can provide insurance to non-expats who are permanently resident in their country of nationality.
Yes, you can delay the start of your policy—but not indefinitely.
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