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Find a detailed breakdown of what our Hong Kong health plans cover so that you can decide what level of protection will best suit your needs.
William Cooper
Marketing Director
The information on this page is accurate for health insurance policies in Hong Kong starting in 2025. If you live in the UAE, please check our plan comparison for our health plans in the UAE. If you live in any other country, please check our general plan comparison for our health plans.
If you’re reading this, you’ve probably decided that you need international health insurance for you, your family, or your business. Now starts the tricky part: picking the right health plan. We’ve put together a comparison table of our plans in Hong Kong, so you can see the different levels of cover you have under each plan.
The information below is accurate for health plans starting between 01 March 2024 and 31 December 2025. All the benefits in this table are per member per policy year, unless we state otherwise. We’ve stated the benefit limits in US dollars, though other currencies are available. Some of the benefits below are optional, and you can add them to your plan on the online quote tool. There are some optional benefits that are only available on plans for businesses—we’ve indicated where this is the case. You won’t find complete information for the plans in this comparison table, nor the full T&Cs, limitations, and exclusions that would apply if you purchase one. You can find these in the plan agreements, which we suggest you read alongside this table.
On plans for businesses, a further option for cover up to US$1,500, with a 10% co-insurance
(10% co-insurance on plans for businesses)
1 – 6-month waiting period. 2 – Lifetime limit of one claim. 3 – 12-month waiting period. 4 – 24-month waiting period. 5 – 10-month waiting period.
All the benefits on this webpage are per member per policy year, unless we state otherwise. We show the benefit limits in US dollars, but we can also denominate your policy in pounds sterling or Euros. You won’t find complete information for our plans on this webpage, nor the full T&Cs, limitations, and exclusions that would apply if you purchase a health insurance policy. You can find complete information in the plan agreement, which we suggest you read together with this webpage. We work hard to ensure the information we provide on this webpage is accurate and up-to-date, but inaccuracies are possible. We rectify errors as soon as we become aware of them. The T&Cs that apply to your policy are those found in your plan agreement.
At William Russell, we have over 30 years’ experience of helping expatriates move abroad and settle into their new lives overseas by providing world-class international health insurance.
Joe Holden Global Relationship Manager
If you’re ready to see prices for health insurance, click on ‘Get a Quote’ below to head on over to our online quote tool.
We’ll ask you a few details (your age, your location), and then we’ll show you prices—it only takes a few minutes!
A couple of days after you’ve received you quote, Joe will email or call you to find out how we can help you further. Joe won’t bug you, and you can opt out at any time.
It’s filled with handy information and tips for expats.
We were one of the first insurance providers to cover people living abroad, and we’ve earned a reputation for our wonderful customer service.
The insurer behind our policies is part of the Allianz group
We’re proud of our award-winning service and our members rate it highly
You will get your own dedicated adviser when you join
If you’re not happy with your health insurance policy or the service we provide, and you haven’t yet made a claim, then we’ll refund the premium you’ve paid—no questions asked.
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