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A waiting period is the time you must be insured by your policy before you can claim for treatment.
For example, our mental health benefits have a 12-month waiting period. In the first year of your policy with us, we won’t cover any mental health treatment you receive. The waiting period expires after 12 months, so we’ll cover mental health treatment you receive in the second year of your policy and after.
Not all benefits have a waiting period. There’s list of benefits that do.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
3 things determine your eligibility for our international health insurance: nationality, where you live, and age.
There are some countries where we can’t provide health insurance. The rules are a bit different for new members and existing members.
You can keep your health insurance policy for as long as you want. There’s no age limit once you become a member. What’s more, you can keep your policy regardless of how many claims you make or the state of your health.
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