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When you have health insurance that covers outpatient treatment, your insurer pays your medical bills for things like doctor visits and specialist consultations. This can happen in two ways:
This last way—when the insurer pays the clinic directly for your outpatient treatment—is called ‘cashless access’. It means you won’t be out of pocket for your treatment costs. You can choose to add cashless access to outpatient treatment when you apply for a policy.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
3 things determine your eligibility for our international health insurance: nationality, where you live, and age.
There are some countries where we can’t provide health insurance. The rules are a bit different for new members and existing members.
You can keep your health insurance policy for as long as you want. There’s no age limit once you become a member. What’s more, you can keep your policy regardless of how many claims you make or the state of your health.
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