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A co-insurance is the amount you contribute toward your medical bills when you make a claim under certain benefits. Unlike an excess, a co-insurance is a percentage value (e.g., 20%). This means you pay for 20% of the medical bills. You pay the co-insurance in addition to the excess on your policy.
Not all benefits have a co-insurance. There’s list of benefits that do.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
3 things determine your eligibility for our international health insurance: nationality, where you live, and age.
There are some countries where we can’t provide health insurance. The rules are a bit different for new members and existing members.
You can keep your health insurance policy for as long as you want. There’s no age limit once you become a member. What’s more, you can keep your policy regardless of how many claims you make or the state of your health.
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