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Our policies for international health insurance are annually renewable. You must renew your policy each year to keep your cover for private healthcare.
Renewing your policy is straightforward and, if you pay by credit or debit card, it usually happens automatically. Your insurance premium is likely to increase each year. The main factors are your age and medical inflation: we never take your claims into account when we calculate your renewal premium.
When your policy renews, you don’t need to complete another application form or provide us with further medical information. You can keep your policy for as long as you need it, even if your health deteriorates.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
3 things determine your eligibility for our international health insurance: nationality, where you live, and age.
There are some countries where we can’t provide health insurance. The rules are a bit different for new members and existing members.
You can keep your health insurance policy for as long as you want. There’s no age limit once you become a member. What’s more, you can keep your policy regardless of how many claims you make or the state of your health.
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