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You can pay your premiums in US dollars, pounds sterling, or Euros. The currency in which you pay your premiums is also the currency in which we denominate the benefits of your policy.
You can pay your premiums by credit/debit card or bank transfer. If you pay your premiums in pounds sterling, we can collect your premium from a UK bank account by direct debit.
Here are the options for paying for your premium:
* If you pay your premiums in pounds sterling
If you pay your premium in annual instalments, you can switch easily between bank transfer or credit/debit card as your payment method.
If you pay your premiums in monthly, quarterly, or half-yearly instalments, you can switch from bank transfers or direct debits to credit/debit card payments.
If you pay your premiums in quarterly or half-yearly instalments, you can switch from debit/credit card payments to bank transfers. It’s not possible to switch from debit/credit card payments to bank transfers if you pay your premium in monthly instalments.
Switching between instalments once your policy has started can be tricky because each instalment has a different surcharge. Switching between quarterly and monthly instalments is no problem, because the surcharge is the same. Switching to annual instalments or from half-yearly instalments to quarterly or monthly instalments is best done at renewal.
Normally, we only provide insurance to expats (i.e., people living and working outside of their country of nationality). But there are a few exceptions.
3 things determine your eligibility for our international health insurance: nationality, where you live, and age.
There are some countries where we can’t provide health insurance. The rules are a bit different for new members and existing members.
You can keep your health insurance policy for as long as you want. There’s no age limit once you become a member. What’s more, you can keep your policy regardless of how many claims you make or the state of your health.
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