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Funeral and repatriation cover ensures that, no matter where life takes you, your family won’t be left with unexpected financial or logistical burdens in the event of your passing. Whether it’s covering funeral costs or arranging transportation back home, this essential benefit provides peace of mind for both you and your loved ones.
Qian Huang
International Claims Manager
The funeral costs & repatriation benefit is optional insurance cover designed to ease the financial and logistical burden on your loved ones if you die while living and working abroad.
The benefit covers you for:
Designed for expats, our funeral costs & repatriation benefit gives you worldwide cover—so no matter where you are, you can have peace of mind knowing your final wishes can be respected.
Losing a loved one is difficult enough without the added stress of managing funeral arrangements in a foreign country.
We’ll pay your lead beneficiary a lump sum of US$5,000 if you die, helping your family to cover your local funeral costs or repatriate your remains. With the funeral costs & repatriation benefits on your life insurance policy, you’ll benefit from:
This optional benefit provides practical support when it’s needed most, allowing your family to focus on what truly matters.
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9:00am – 5:00pm
6:00am – 6:00pm
8:00am – 5:30pm
The quickest way to reach us is by email.
There are certain situations that won’t be covered by funeral and repatriation insurance:
For a full list of exclusions, please read the policy T&Cs.
We’ve made it as easy as possible to claim for the funeral costs & repatriation benefit, and you can get in touch and speak to our award-winning team for help. To claim, simply tell us by following these steps:
Step 1
Inform us of a death of a policy holder by calling us on +44 1276 486 460 or email us at claims@william-russell.com
Step 2
We’ll need a few things to process the claim, including a copy of the policyholder’s death certificate. Claims must be submitted within a year of the date of the loss.
Step 3
Once we have assessed your claim, we’ll be in touch to confirm the next steps.
Still got questions about the funeral costs & repatriation benefit? You can find answers to the most common questions here, but feel free to get in touch and speak to our team. We’d be glad to help.
Yes, you can add the funeral costs & repatriation benefit to your life insurance policy if your policy started on or after 15 April 2025 and your life insurance benefit exceeds your annual income or US$100,000. You cannot purchase the benefit separately.
The premium you pay depends on your age. You can can get a quote online.
The funeral costs & repatriation benefit is fixed at US$5,000.
You can add the funeral costs & repatriation benefit to you policy provided you are age 69 or younger, and you can retain the the benefit on your policy until the end of the policy year during which you reach the age of 70.
We show the benefit limits in US dollars, but we can also denominate your policy in pounds sterling or Euros. You won’t find complete information for our products on this webpage, nor the full T&Cs, limitations, and exclusions that would apply if you purchase a life insurance policy. You can find complete information in the policy T&Cs, which we suggest you read together with this webpage. We work hard to ensure the information we provide on this webpage is accurate and up-to-date, but inaccuracies are possible. We rectify errors as soon as we become aware of them. The terms and conditions that apply to your policy are those found in your policy T&Cs.
At William Russell, we have over 30 years’ experience of providing international life insurance exclusively for expats like you. Become a member today to enjoy worldwide coverage, giving you total peace of mind wherever you move to live and work.
Joe Holden Global Relationship Manager
If you’re ready to see prices for life insurance, click on ‘Get a Quote’ below to head on over to our online quote tool.
We’ll ask you a few details (your age, your location), and then we’ll show you prices—it only takes a few minutes!
A couple of days after you’ve received you quote, Joe will email or call you to find out how we can help you further. Joe won’t bug you, and you can opt out at any time.
It’s filled with handy information and tips for expats.
We were one of the first insurance providers to cover people living abroad, and we’ve earned a reputation for our wonderful customer service.
The insurer behind our policies is part of the Allianz group
We’re proud of our award-winning service and our members rate it highly
You will get your own dedicated adviser when you join
If you’re not happy with your life insurance policy or the service we provide, and you haven’t yet made a claim, then we’ll refund the premium you’ve paid—no questions asked.
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