Link to Ross Irvine user page Ross Irvine Finance Director 18 April 2025 Purchasing your own home is one of the greatest joys in life as an expat. Picture your own apartment in a vibrant city, a beautiful villa overlooking the sea, or a big family home in the mountains and you’re already halfway there. All that’s left is to decide where you’d like to settle down. To help inspire you, we’ve been around the world to find the best and easiest countries to purchase property as an expat in 2025. In this article The best countries to buy property abroad The easiest countries to buy properties abroad The best countries to buy property abroad When it comes to buying a house in a foreign country, you’ll want to be sure your investment is sound. Whether you’re purchasing the property for yourself and your family, to rent the property either as a holiday let or to local people, or simply as an investment property, it’s important to do your research and understand the factors that decide the value of the property. Ask yourself: which countries have seen the highest growth over the last few years? Where are tourists, expats and digital nomads flocking? Does the country have strong infrastructure, a stable government, and a growing economy? The answer to these questions will help to decide which countries will offer the most bang for your buck. Did you know – there are countries that will pay you to move there? Find out where and see if you can get paid to move abroad There is also the question of which country appeals to you most as a buyer. Where do you imagine yourself settling down? Where would you be proud to call yourself a property owner? It’s all well and good getting a return on your investment, but only if you can picture yourself becoming part of the local culture. To help inspire your decision, we’ve ranked the five best countries for expats to buy right now. Our decisions are based on growth in property prices over the period 2023–24, while we’ve also factored in affordability, and countries with a significant population of expats. Plus, of course, location, location, location! The best countries to buy property abroad Türkiye Greece United Arab Emirates Bulgaria Singapore Harbor in Antalya old town in Türkiye / GETTY IMAGES 1/ Türkiye 2024 property price growth: +33.84% Average house price to average income ratio: 10.7x Expat population: 1.2 million It’s no surprise Türkiye (Turkey) is climbing the leaderboards as one of the best places for expats to live. While it already boasted a low cost of living and oodles of history, now is an especially great time for the Turkish economy. Amidst booming levels of investment, tourism in Türkiye hit record highs in 2022–23, and the country looks set to roar into the next decade with new opportunities galore. The thing that draws both tourists and expats alike to Türkiye is its 5,000 miles of coastline, with pristine beaches facing both the Mediterranean and the Black Seas. Best of all, whether you’re thinking of moving to Türkiye for retirement or to work, you’re sure to receive a warm welcome from the locals. Antalya, Bodrum and Bursa are among the preferred destinations for expats looking to take full advantage of Türkiye’s 2,000+ hours of sunshine per year, its fast-developing economy (medical tourism in particular is a burgeoning market in Türkiye) and its rapidly-expanding real estate sector. On that last point, expats purchasing a property in Türkiye will surely benefit from the phenomenal growth the country is experiencing in property. Foreign investment is flooding into Türkiye, which caused property prices to explode in 2024, and the sector is expected to grow another 70% by 2028, with investment reaching as high as US$150 billion. With many new beach-front villas and apartments coming onto the market and the promise of fast capital growth, Türkiye is a shoo-in for our number one country for expats to purchase property in 2025. As the cost of living goes up, do you dream of living abroad? Discover some of the cheapest places to live abroad Traditional cycladic Santorini houses in Oia village, Greece / GETTY IMAGES 2/ Greece 2024 property price growth: +7.8% Average house price to average income ratio: 13x Expat population: 440,000 Greece’s position on our list of the best countries to buy property is testament to the country finally achieving a full recovery from the 2007–8 financial crisis. Greece suffered the effects of this crisis perhaps worse than any other country. Tourism played a strong part in rescuing the Greek economy, and now many of those tourists have decided to become permanent residents by purchasing their own properties in Greece. That’s just one part of a much larger picture: foreign investment in Greece reached record highs in 2023, increasing 20% from 2022 to US$7.6 billion. Now, Greece is firmly on track to becoming a major European powerhouse once again, with rising employment rates and multinational companies pouring in. At the same time, Greek property prices are enjoying strong and stable growth. This makes now the perfect time to buy property in Greece – prices are still lower than other European countries, but look set to increase in the coming years. If you can picture yourself living in a country made of bustling cities, world-renowned cuisine and over 6,000 islands perched in the Mediterranean, Greece is the country for you. Of course, that’s not the only reason to recommend Greece. It was already high up on our list of the best countries in the world for expats thanks in large part to its strong healthcare sector, and it is now attracting an influx of young professionals thanks to its new digital nomad visa scheme. The only question left is where to buy? Would you prefer capital city Athens, the eighth-largest city in the EU and one of the least stressed cities worldwide? The high-tech coastal city of Thessaloniki? Or will you move to one of Greece’s incredible islands, which include world-famous destinations such as Santorini, Crete, Corfu, Lesbos and Naxos? Wherever you choose, you’re sure to enjoy everything the Greek way of life has to offer. Thinking about moving to Greece? Use our relocation calculator to see how much it might cost to relocate Aerial view of Palm sands in Dubai / GETTY IMAGES 3/ United Arab Emirates 2024 property price growth: +18.38% Average house price to average income ratio: 16.2x Expat population: 9 million When we talk of the UAE, our instinct is to think of Dubai. This innovative city state has been up-and-coming for some 30 years now, and still has plenty of room left to grow. Famously tax-free, it’s the ideal place for expats to maximise their incomes – so long as they’re mindful of Dubai’s staggering cost of living. But Dubai is just one of the seven United Arab Emirates. Alongside it on that list are Abu Dhabi, Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah. As Dubai’s influence bleeds out across the rest of this desert nation, its six neighbours are experiencing a period of tremendous growth and starting to attract their own expat populations. Take Ras Al Khaimah for example. Only an hour away from Dubai, this historic city has come on leaps and bounds over the last decade and now offers much of the same luxury one would expect from its fellow Emirate. New housing developments, particularly concentrated around Mina Al Arab, Al Marjan Island and Al Jazirah Al Hamra are expected to experience growth of up to 21% in 2024, making this one of the region’s property hot-spots. The UAE’s ‘other’ Emirates share many of the same advantages expats have come to expect from Dubai. Zero income tax, incredible coastlines and wild mountain ranges, a metropolitan way of life drawing the best parts of almost every culture from around the world, and high personal safety. It’s a fantastic country to both live and work – just make sure you’re thinking about your health and fitness, and that you have taken out international health insurance before you snap up your amazing home. There are cultural adjustments that expats in the UAE will need to make Here’s everything you need to help you embrace Dubai culture An aerial view of Sofia City in Bulgaria / GETTY IMAGES 4/ Bulgaria 2024 property price growth: +16.5% Average house price to average income ratio: 9.3x Expat population: 211,000 A shining example of an EU country on a rapid ascendancy, Bulgaria is fast emerging as a powerhouse in the European bloc. With a monopoly on some of the Black Sea’s most idyllic coastlines, a bustling capital city, and an intrepid interior rich with lush forests and ancient heritage – plus property prices well below the European average – expats will find everything they could ask for in Bulgaria without the hefty price tag. While Bulgaria ended its Golden Visa scheme in 2022, purchasing property in Bulgaria is still a sustainable route towards citizenship. Foreign investors purchasing property worth at least €512,000 will be entitled to permanent residency after eight months, increasing to Bulgarian citizenship after five years. This also entitles them to EU citizenship. The only challenge, in this regard, is finding a property worth that amount. €512,000 goes extremely far in the Bulgarian property market, and could afford you anything up to a luxury mansion on the Black Sea coast, a family townhouse in the capital Sofia, or an entire farm building with land in the interior. Looking for brighter opportunities and a greater sense of community? We look at some of the happiest countries in the world to live Roof top garden in Singapore suburb / GETTY IMAGES 5/ Singapore 2024 property price growth: +6.02% Average house price to average income ratio: 23.2x Expat population: 2.2 million Singapore is the original expat city. In 2020, roughly 40% of people in this South-East Asian micro-nation were born in a foreign country. Singapore has built its reputation on being a trading hub for the region, offering high salaries and luxurious living standards in a bid to attract the best foreign professionals. Of course, the pay-off is that the cost of living in Singapore is very high, and getting higher amidst the cost of living crisis – but if that doesn’t put you off, you’ll find no shortage of fun and excitement. Being such a small country, land prices in Singapore are among the highest in the world. As such, the majority of properties in Singapore tend to be in high-density apartment blocks. That’s not to say living in Singapore is utilitarian: Singaporean apartments are renowned for their innovative designs and luxurious interiors. Better still, as the city goes from strength to strength, these properties hold their value, and have recently been increasing at a considerable rate. Singapore hosts an incredible business environment that actively encourages entrepreneurialism, an excellent standard of healthcare—often cited as one of the best in the world; and there’s the fact it’s one of the safest countries to live as an expat. Put all this together and it’s easy to see why Singapore should be on every aspiring expat’s list of dream destinations. And the best bit? Right now, Singapore is experiencing a property boom, with property values rising by double-figure percentages year-on-year. You’ll need a lot of money already in the bank if you want to get in on this goldrush – the average property price in Singapore is already a whopping US$1,500,000 – but if you’ve got the financial means to get in on this gold-rush, you’ll see healthy returns over the coming years. Are you thinking about moving abroad? Discover our list of the best countries to live and work as an expat The easiest countries to buy property abroad While you may have your heart on moving to one particular country, you could find that local or national laws restrict you from purchasing your dream property. Some countries limit the size or location of a property a foreign national can buy, while others will restrict sales of property only to those who hold citizenship. Many countries will also slap expats with huge tax bills when they come to purchase a property. If you’re looking to take the stress out of moving abroad, there are still plenty of options that may appeal to you. We’ve ranked the five easiest countries to buy in right now, based on which countries offer the simplest buying process and the most favourable visa terms to expatriates. The easiest countries to buy property abroad Portugal Poland Panama Colombia Mexico Old town of Porto on the Douro River, Portugal / GETTY IMAGES 1/ Portugal 2024 property price growth: +9.79% Average house price to average income ratio: 14.7x Expat population: 700,000 Portugal is attempting to capitalise on the rise in foreign expats looking to retire abroad by offering a wealth of incentives to intending property buyers. One of these is the Non-Habitual Resident (NHR) program, which offers reduced rates of VAT to foreign nationals: 20% on Portuguese-sourced income, and 0% on foreign income. Portugal also offers foreign property investors the opportunity to acquire a Golden Visa, which is available to expats who purchase a property worth more than €500,000/US$530,000. This not only covers the property purchaser themselves, but their immediate family too, meaning you and your whole family could acquire EU citizenship alongside your new Portuguese home. Want to know more about moving to Portugal? Check out our full guide to living in Portugal as an expat Aerial view of Elk city on the Elckie Lake in Masuria, Poland / GETTY IMAGES 2/ Poland 2024 property price growth: +14.39% Average house price to average income ratio: 11x Expat population: 1.6 million Poland has recently emerged as a hard-hitter in the European technology economy. The country boasts a young population, membership of the European Union and low property prices that are attracting foreign buyers looking for a more intrepid place to live, work or retire. Expats are particularly drawn to the cultural capital of Krakow, which is experiencing a boom in tourism, while capital city Warsaw also makes a great destination with new shops, modern conveniences and an ever-increasing number of luxurious apartments coming onto the market. Realising the value of foreign investment, Poland has gone to great lengths to make it as easy as possible for foreign buyers to invest in their country. EU citizens will experience no hurdles at all, while non-EU citizens will still find the process streamlined. A number of real estate agents in Poland have started to focus entirely on the opportunity in the foreign buyers’ market, and will handle the whole process for you from start-to-finish. Poland looks set to experience considerable growth over the next decade, making now the perfect time to invest in property. Prioritising mental health has never been more important Which countries have the best mental health in the world? Colorful waterfront colonial houses on Colon island, Panama / GETTY IMAGES 3/ Panama 2024 property price growth: -3.2% Average house price to average income ratio: 11.2x Expat population: 185,000 Benefiting from its advantageous position between North and South America, Panama is a wealthy country known for its long, sandy beaches and bustling metropolitan capital, Panama City. It’s a beautiful country to both work and retire, and has recently started to offer a digital nomad visa to entice young professionals to take part in its vibrant culture. Panama is also very relaxed when it comes to foreign property buyers. Expats will find no additional hurdles when it comes to purchasing property in Panama (although they are restricted from purchasing property on or near Panama’s borders). In fact, you don’t even need to live in Panama or hold a residency visa to purchase a property. Prices in Panama have been on a rapid ascendancy for a number of years and, while they are projected to continue increasing over this decade, have actually started to fall. This makes 2025 the perfect time to invest in Panama’s robust property market. Want more expat content?Subscribe to our fortnightly newsletter! Enter your email address NameThis field is for validation purposes and should be left unchanged. Beautiful view of the city of Medellin, Colombia / GETTY IMAGES 4/ Colombia 2024 property price growth: +7.15% Average house price to average income ratio: 18.1x Expat population: 138,000 If you’ve never previously thought about moving to Colombia as an expat, this is the time to start. There are already dozens of reasons to move to this up-and-coming South American nation: it has the lowest gender pay gap of any country in the world; one of the highest levels of health freedoms; it has the most number of hospitals per people in the world; and, thanks to its government property investment schemes, it’s now one of the easiest countries to buy property as an expat. As a foreign national, you can acquire a temporary residency visa for Colombia very easily. All you need to do is purchase a property worth at least 350 times the monthly minimum wage in Colombia. As of 2023, this is US$285, meaning you only need to purchase a property worth US$99,700. Alternatively, if you purchase a property worth 650 times the minimum wage, or US$185,000, you will automatically qualify for a full residency visa, valid for five years. There’s no limit to who can purchase property in Colombia, and all you’ll need to complete your purchase is your passport. Why not take your work to your dream destination? Find out how to become a digital nomad and work abroad Colorful buildings and streets of San Miguel de Allende in historic city center, Mexico / GETTY IMAGES 5/ Mexico 2024 property price growth: +9.19% Average house price to average income ratio: 11.8x Expat population: 1.2 million As one of the world’s most popular countries with expats, Mexico has plenty to offer. Its sun-swept beaches are a popular destination for retirees looking for luxury with a low cost of living, while its bustling cities are rapidly drawing in young digital nomads. Better yet, if the Mexican lifestyle appeals to you, you’ll find it simple and straightforward to purchase your dream property. Indeed, there are almost no restrictions on foreign buyers looking to purchase property in Mexico, and you will not require residency or citizenship. The only exception is if you intend to buy in a restricted area. Restricted areas are places 50 km from the Mexican coast, or 100 km from the US border. In order to buy in one of these areas, you will need to acquire a fideicomiso permit from the Ministry of Foreign Affairs. Fortunately, Mexican real estate dealers are well rehearsed when it comes to helping foreigners apply for a fideicomiso, so you should have no trouble. All that’s left is for you to perform due diligence, sign the escritura and register your purchase. Owning property entitles you to apply for a temporary resident visa, which can lead to permanent residency after four years. Some countries require proof of health insurance Which countries require health insurance for entry? Wherever you move, choose specialist expat insurance Moving abroad is an amazing experience, but it can come with unexpected challenges. One of those can be accessing high-quality healthcare in a foreign country. But with international health insurance from William Russell, you won’t need to worry. We’ve been insuring expats like you for over 30 years, giving them access to the highest-quality healthcare in countries all around the world at the best price. For even greater peace of mind, we also offer international life insurance and income protection—so you and your loved ones are covered, whatever happens. When you choose William Russell, you’ll benefit from our award-winning customer service and access to our hand-picked network of hospitals worldwide, where you’re guaranteed to receive the highest-quality medical care, should you ever need it. Get your quick online quote today—it takes less than 2 minutes—and start planning your new life abroad with confidence. Looking for international health insurance? Get a Quote Related articles Read More Expat Money The Cost Of Living Abroad In 2025: Most And Least Expensive Countries For Expats Which countries are the priciest for expats—and which offer better value? 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