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Our Products
Back
International Health Insurance
Back
International Health Insurance
Benefits of our plans
Where you have cover
Who we cover
Hospitals you can use
How much it costs
FAQs
More
Back
What’s covered
Back
Hospital treatment
Cancer treatment
Outpatient treatment
Medical evacuations
Mental health treatment
Pregnancy & childbirth
Dental care
Well-being
Travel safety
Things we don’t cover
Options
Back
Coverage zones
Personal accident cover
Medical underwriting
Excesses
Cashless access
Compare plans
Back
Picking a plan
The Bronze plan
The Silver
Lite
plan
The Silver plan
The Gold plan
How it works
Back
Why it’s needed
How much it costs
How we calculate your premium
How to make a claim
Hospitals our members use
International vs travel vs local health insurance
Pre-existing medical conditions
Waiting periods
Who we cover
Back
Individuals
Families
Digital nomads
Students
Companies
Expats in the UK
Resources
Back
How to choose the best health insurance for expats
Hospitals in our network
How to save on your premium
Inpatient vs outpatient treatment
How to compare international health insurance
Reasons why health insurance may be denied
Health insurance in Indonesia
Glossary
FAQs
International Life Insurance
Back
International Life Insurance
What our plans cover
How life insurance works
Who needs life insurance
How much life insurance do I need
FAQs
More
Back
Full guide to expat life insurance
Who needs life insurance?
How much do I need?
How it works
Back
Levels of cover
How to lower your premium
How to apply
Pre-existing medical conditions
How to make a claim
8 reasons to take out life insurance
Do I need life insurance for a mortgage?
Resources
Back
How to write a will while living abroad
Life insurance in the Philippines
Life insurance in Thailand
Life insurance in Japan
Life insurance in South Africa
FAQs
Income Protection
Back
Income Protection
Full guide to income protection
Income protection in the cost of living crisis
FAQs
More
Back
Full guide to expat income protection insurance
How it works
Back
Pre-existing medical conditions
Resources
Back
Do you need income protection in the cost of living crisis?
FAQs
Insurance for Employers
Back
International employee benefits
Group health insurance
Group life insurance
Group income protection insurance
Importance of employee benefits
FAQs
More
Back
Group health insurance
Back
Compare plans
Underwriting
Group vs individual insurance
Group life insurance
Back
How to get started
Group income protection insurance
Resources
Back
How to make a claim
The importance of employee benefits
FAQs
About Us
Back
Our story
Find out more about William Russell
Read now
no-label
Back
Why choose William Russell
What it’s like being a member
Reviews from our members
Awards we’ve won
Meet the team
Feefo
Blog
More
Back
Members
Back
How to make a claim
Documents & forms
Contact
Refer a friend
Brokers
Back
Our Africa proposition
Webinars
Insurance partners
Hospitals our members use
Documents & forms
Resources for Expats
Back
Relocation guides
Index of expat life
Relocation calculator
Family relocation report
Most expensive identities
Get a Quote
Blog
Expat Life
Expat life is a unique adventure filled with both challenges and rewards. Discover tips for building a community, understanding cultural nuances, and navigating the day-to-day joys and struggles of living abroad.
Best in this topic
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Expat vs Digital Nomad: What Is Best For You?
We look at the phenomenon of digital nomads and contrast their lifestyle with that…
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What Is Culture Shock And How Does It Affect Expats?
What is culture shock and how can you move beyond it to settle into your new life as…
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Disadvantages Of Living Abroad (And How To Overcome Them)
We look at how to overcome common expat challenges when moving abroad.
All blog posts in this topic
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The Safest Countries In The World In 2025
How safe are different countries? We look at the safest countries in the world for…
How safe are different countries? We look at the safest countries in the world for…
Read More
Dual Citizenship: Everything You Need To Know As An Expat
If you’re thinking of applying for dual citizenship, here’s what you need to…
If you’re thinking of applying for dual citizenship, here’s what you need to…
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What Is An Expat Or Expatriate?
We explore the definition of an expat and how it compares to other ways of living…
We explore the definition of an expat and how it compares to other ways of living…
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The Happiest Places To Live In The World In 2025
We shortlist the happiest countries in the world for expats and digital nomads to…
We shortlist the happiest countries in the world for expats and digital nomads to…
Read More
Longevity Locations – The Best Countries For Living A Long And Healthy Life
Explore the world’s best countries for living a long and healthy life. From diet and…
Explore the world’s best countries for living a long and healthy life. From diet and…
Read More
The 10 Best Countries To Live In And Work Abroad In 2025
Thinking of moving abroad? Discover the best countries for foreign nationals, expats…
Thinking of moving abroad? Discover the best countries for foreign nationals, expats…
Read More
Top 10 Reasons To Become An Expat In 2025
Curious about what drives people to becoming an expat? Discover 10 reasons why…
Curious about what drives people to becoming an expat? Discover 10 reasons why…
Read More
What Are The Most Common Culture Shocks Experienced By Expats?
From unspoken customs to surprising norms, we explore some of the cultural shocks…
From unspoken customs to surprising norms, we explore some of the cultural shocks…
Read More
Cultural Attitudes To Family Around The World
We take a look at examples of family culture to understand how family values and…
We take a look at examples of family culture to understand how family values and…
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The Best Cities To Be A Student
If you’re looking to become an international student to further your education, be…
If you’re looking to become an international student to further your education, be…
Read More
Drinking Cultures Around The World (And How Alcohol Affects Your Health Insurance)
If you’re moving abroad, it’s important to understand the local laws around…
If you’re moving abroad, it’s important to understand the local laws around…
Read More
The 10 Best Countries For University Education
To help you decide where to move to as an international student, we’ve ranked the…
To help you decide where to move to as an international student, we’ve ranked the…
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