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Our Products
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International Health Insurance
Back
International Health Insurance
Benefits of our plans
Where you have cover
Who we cover
Hospitals you can use
How much it costs
FAQs
More
Back
What’s covered
Back
Hospital treatment
Cancer treatment
Outpatient treatment
Medical evacuations
Mental health treatment
Pregnancy & childbirth
Dental care
Well-being
Travel safety
Things we don’t cover
Options
Back
Coverage zones
Personal accident cover
Medical underwriting
Excesses
Cashless access
Compare plans
Back
Picking a plan
The Bronze plan
The Silver
Lite
plan
The Silver plan
The Gold plan
How it works
Back
Why it’s needed
How much it costs
How we calculate your premium
How to make a claim
Hospitals our members use
International vs travel vs local health insurance
Pre-existing medical conditions
Waiting periods
Who we cover
Back
Individuals
Families
Digital nomads
Students
Companies
Expats in the UK
Resources
Back
How to choose the best health insurance for expats
Hospitals in our network
How to save on your premium
Inpatient vs outpatient treatment
How to compare international health insurance
Reasons why health insurance may be denied
Health insurance in Indonesia
Glossary
FAQs
International Life Insurance
Back
International Life Insurance
What our plans cover
How life insurance works
Who needs life insurance
How much life insurance do I need
FAQs
More
Back
Full guide to expat life insurance
Who needs life insurance?
How much do I need?
How it works
Back
Levels of cover
How to lower your premium
How to apply
Pre-existing medical conditions
How to make a claim
8 reasons to take out life insurance
Do I need life insurance for a mortgage?
Resources
Back
How to write a will while living abroad
Life insurance in the Philippines
Life insurance in Thailand
Life insurance in Japan
Life insurance in South Africa
FAQs
Income Protection
Back
Income Protection
Full guide to income protection
Income protection in the cost of living crisis
FAQs
More
Back
Full guide to expat income protection insurance
How it works
Back
Pre-existing medical conditions
Resources
Back
Do you need income protection in the cost of living crisis?
FAQs
Insurance for Employers
Back
International employee benefits
Group health insurance
Group life insurance
Group income protection insurance
Importance of employee benefits
FAQs
More
Back
Group health insurance
Back
Compare plans
Underwriting
Group vs individual insurance
Group life insurance
Back
How to get started
Group income protection insurance
Resources
Back
How to make a claim
The importance of employee benefits
FAQs
About Us
Back
Our story
Find out more about William Russell
Read now
no-label
Back
Why choose William Russell
What it’s like being a member
Reviews from our members
Awards we’ve won
Meet the team
Feefo
Blog
More
Back
Members
Back
How to make a claim
Documents & forms
Contact
Refer a friend
Brokers
Back
Our Africa proposition
Webinars
Insurance partners
Hospitals our members use
Documents & forms
Resources for Expats
Back
Relocation guides
Index of expat life
Relocation calculator
Family relocation report
Most expensive identities
Get a Quote
Blog
Expat Life
Expat life is a unique adventure filled with both challenges and rewards. Discover tips for building a community, understanding cultural nuances, and navigating the day-to-day joys and struggles of living abroad.
Best in this topic
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Expat vs Digital Nomad: What Is Best For You?
We look at the phenomenon of digital nomads and contrast their lifestyle with that…
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What Is Culture Shock And How Does It Affect Expats?
What is culture shock and how can you move beyond it to settle into your new life as…
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Disadvantages Of Living Abroad (And How To Overcome Them)
We look at how to overcome common expat challenges when moving abroad.
All blog posts in this topic
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How To Survive A Lonely Christmas Abroad As An Expat
Everything expats need to know about managing a lonely Christmas abroad.
Everything expats need to know about managing a lonely Christmas abroad.
Read More
Family Airlifted from Mauritius in Emergency
Expat family in Mauritius faced the worst nightmare when a headache proved to be…
Expat family in Mauritius faced the worst nightmare when a headache proved to be…
Read More
Hong Kong Culture And Customs: A Guide For Expats
With its unique culture and customs, Hong Kong is one of the most intriguing places…
With its unique culture and customs, Hong Kong is one of the most intriguing places…
Read More
What Does Brexit Mean for Expats in the UK and EU?
The end of the Brexit transition period means some changes to the rights of expats….
The end of the Brexit transition period means some changes to the rights of expats….
Read More
Hong Kong Schools for Expats
When moving to a new country as an expat parent, you need to consider what schooling…
When moving to a new country as an expat parent, you need to consider what schooling…
Read More
My Childbirth Experience in Hong Kong
Kate, an expat from the UK, talks about her childbirth in Hong Kong with…
Kate, an expat from the UK, talks about her childbirth in Hong Kong with…
Read More
The Future of Hong Kong and Its Global Role
We examine the Hong Kong’s future prospects, ranging from its current global…
We examine the Hong Kong’s future prospects, ranging from its current global…
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